About Ashmont Capital Advisors
We believe every business deserves a straight answer on capital. Ashmont Capital Advisors is a direct lender providing working capital to small and mid-sized businesses that banks are too slow or too rigid to serve.
Apply for FundingOur Story
For over 15 years we have worked with thousands of business owners across every industry. We saw the same thing again and again: profitable, well-run companies waiting 60 to 90 days for a bank decision, then getting declined over a credit score that said nothing about how the business actually performs.
That is why we built Ashmont Capital Advisors. We underwrite in-house on business performance rather than credit score alone, we fund approved applications with our own capital, and we put the full cost of every offer in writing before anyone signs. Where a business is better served by a structure or facility size outside what we hold, we arrange it through our funding partner network and say so plainly.
Today we fund businesses nationwide, from single-location restaurants to construction firms and trucking fleets. The mission has not changed: make working capital accessible, fast, and honestly priced.
Our Values
Partnership
One funding specialist owns your file start to finish. You get their direct line, not a call queue.
Transparency
Your amount, payment, term, and total cost of capital are disclosed in writing before you sign. No application fees, ever.
Speed
Decisions in as little as 24 hours and funding often within one business day of signing.
Real-World Underwriting
Seasonal revenue and imperfect credit do not disqualify you. We underwrite on bank activity and business performance.
Security
Applications and bank statements move over encrypted connections. We never sell your data or share your mobile number for third-party marketing.
Responsible Lending
We size funding to what your business can service. If an advance would strain your cash flow, we will tell you so rather than close the deal.
What We Do
The financing products we originate and service.
Advances against future receivables, repaid as a percentage of daily or weekly deposits so remittance tracks real revenue.
Fixed-term loans with a defined payoff date, and revolving lines you draw against only as needs arise.
Financing for vehicles, machinery, and operating equipment, secured by the asset and termed to its useful life.
Our own underwriting team reviews every file and services the account after funding, so you deal with us throughout.
Ready to Get Funded?
Join thousands of businesses we have funded. Apply in minutes with no obligation and no impact on your credit score.