Funding Built for How Your Business Earns
Four financing products from $10,000 to $500,000, underwritten in-house on your business performance. Every offer comes with the amount, payment, term, and total cost in writing before you sign.
Merchant Cash Advance
An advance against future receivables
We purchase a portion of your future revenue at a discount and advance you the funds today. Repayment is a fixed percentage of your daily or weekly deposits, so what you pay moves with what you earn.
- $10,000 to $500,000
- Repayment flexes with daily revenue
- Funding in as little as 24 hours
- No fixed monthly payment
Short-Term Business Loan
Fixed payments, fixed payoff date
A lump sum repaid on a set schedule over a defined term. You know the payment and the total cost of capital from day one, which makes it straightforward to budget against.
- 3 to 24 month terms
- Fixed daily, weekly, or monthly payments
- Total cost disclosed before signing
- No prepayment penalty
Business Line of Credit
Draw only what you need
A revolving credit facility you can draw against as needs arise. You pay only on the balance you have drawn, and your available credit replenishes as you repay it.
- Draw funds on demand
- Pay only on what you use
- Line replenishes as you repay
- Reusable without reapplying
Equipment Financing
Finance the assets you operate on
Financing to purchase or lease business equipment, from vehicles and machinery to kitchen, medical, and construction equipment. The equipment itself typically secures the financing.
- New and used equipment
- Equipment serves as collateral
- Terms matched to useful life
- Preserves your working capital
How We Work
Apply Online
Complete the short application with your business and owner details. It takes a few minutes and does not affect your credit score.
Underwriting Review
Submit your three to six most recent business bank statements. Our in-house underwriters review revenue, deposit consistency, and existing obligations.
Review Your Offer
You receive your approved amount, product type, payment, term, and total cost of capital in writing, with a specialist available to walk through it.
Get Funded
Sign electronically and funds are deposited to your business bank account, typically within one business day of signing.
Industries We Fund
Common Questions
Generally we look for at least six months in business, $10,000 or more in average monthly revenue, and an active business bank account. Businesses outside those ranges are still welcome to apply and we will tell you honestly whether we can help.
Most applicants get a decision within 24 hours of submitting bank statements. After you accept and sign, funds typically reach your account within one business day.
No. There is no application fee. Any origination or administrative fee is stated in your offer document along with the total cost of capital, before you sign.
Seasonal businesses are a core part of our portfolio. A merchant cash advance or a line of credit usually fits better than a fixed-payment loan, because what you remit tracks what you actually collect.
We are a direct lender and fund approved applications with our own capital. When an applicant needs a structure or facility size that is a better fit elsewhere, we arrange the financing through our network of funding partners and tell you that is what we are doing before you sign anything.
Application data and bank statements are transmitted over encrypted connections and stored securely. We do not sell your information, and we do not share your mobile number or SMS consent with third parties for their marketing.
Inventory, payroll, equipment, expansion, marketing, renovations, tax obligations, supplier payments, or covering a seasonal gap. Funds are for business use only.
Submitting an application does not trigger a hard credit inquiry. If your file advances to final approval we may pull credit, and your specialist will tell you before that happens.
Ready to Get Funded?
Apply in minutes and get a decision in as little as 24 hours. No obligation, no application fee, and no impact on your credit score to apply.